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  • Expat Exchange Country Networks - Moving Overseas - International Living - International Jobs - Expatriate
    Links Guide to Living in Ecuador Ecuador Resources Ecuador Real Estate Guayaquil Salinas Bahia de Caraquez Quito Egypt Forum More Links Guide to Living in Egypt Egypt Resources Egypt Real Estate Alexandria El Salvador Forum More Links Guide to Living in El Salvador El Salvador Resources El Salvador Real Estate San Salvador Estonia Forum More Links Guide to Living in Estonia Estonia Resources Estonia Real Estate Tallinn Ethiopia Forum More Links Guide to Living in Ethiopia Ethiopia Resources Ethiopia Real Estate Addis Ababa Fiji Forum More Links Guide to Living in Fiji Fiji Resources Fiji Real Estate Suva Finland Forum More Links Guide to Living in Finland Finland Resources Finland Real Estate Helsinki France Forum More Links Guide to Living in France France Resources France Real Estate Cannes Grenoble Montpellier Orleans Gambia Forum More Links Guide to Living in Gambia Gambia Resources Gambia Real Estate Georgia Rep Forum More Links Guide to Living in Georgia Rep Georgia Rep Resources Georgia Rep Real Estate Germany Forum More Links Guide to Living in Germany Germany Resources Germany Real Estate Erlangen Heidelberg Karlsruhe Cologne Ghana Forum More Links Guide to Living in Ghana Ghana Resources Ghana Real Estate Greece Forum More Links Guide to Living in Greece Greece Resources Greece Real Estate Athens Grenada Forum More Links Guide to Living in Grenada Grenada Resources Grenada Real Estate Guatemala Forum More Links Guide to Living in Guatemala Guatemala Resources Guatemala Real Estate Lake Atitlan San Pedro La Laguna Guatemala City Haiti Forum More Links Guide to Living in Haiti Haiti Resources Haiti Real Estate Honduras Forum More Links Guide to Living in Honduras Honduras Resources Honduras Real Estate La Ceiba Hong Kong Forum More Links Guide to Living in Hong Kong Hong Kong Resources Hong Kong Real Estate Hong Kong Hungary Forum More Links Guide to Living in Hungary Hungary Resources Hungary Real Estate Balatonfured Tarnazsadany Budapest Iceland Forum More Links Guide to Living in Iceland Iceland Resources Iceland Real Estate India Forum More Links Guide to Living in India India Resources India Real Estate Hyderabad Mumbai Mussoorie Pune Indonesia Forum More Links Guide to Living in Indonesia Indonesia Resources Indonesia Real Estate Batam Jakarta Ireland Forum More Links Guide to Living in Ireland Ireland Resources Ireland Real Estate Letterkenny Dublin Israel Forum More Links Guide to Living in Israel Israel Resources Israel Real Estate Italy Forum More Links Guide to Living in Italy Italy Resources Italy Real Estate Bergamo Milan Verona Rome Ivory Coast Forum More Links Guide to Living in Ivory Coast Ivory Coast Resources Ivory Coast Real Estate Abidjan Jamaica Forum More Links Guide to Living in Jamaica Jamaica Resources Jamaica Real Estate Kingston Negril Ocho Rios Japan Forum More Links Guide to Living in Japan Japan Resources Japan Real Estate Tokyo Jordan Forum More Links Guide to Living in Jordan Jordan Resources Jordan Real Estate Amman Kazakhstan Forum More Links Guide to Living in Kazakhstan Kazakhstan Resources Kazakhstan Real Estate Kenya Forum More Links Guide to Living in Kenya Kenya Resources Kenya Real Estate Nairobi Kiribati Forum More Links Guide to Living in Kiribati Kiribati Resources Kiribati Real Estate Korea Forum More Links Guide to Living in Korea Korea Resources Korea Real Estate Suwon Seoul Kosovo Forum More Links Guide to Living in Kosovo Kosovo Resources Kosovo Real Estate Kuwait Forum More Links Guide to Living in Kuwait Kuwait Resources Kuwait Real Estate Kuwait City Kyrgyzstan Forum More Links Guide to Living in Kyrgyzstan Kyrgyzstan Resources Kyrgyzstan Real Estate BISHKEK Laos Forum More Links Guide to Living in Laos Laos Resources Laos Real Estate Vientiane Latvia Forum More Links Guide to Living in Latvia Latvia Resources Latvia Real Estate Lebanon Forum More Links Guide to Living in Lebanon Lebanon Resources Lebanon Real Estate Beirut Liberia Forum More Links Guide to Living in Liberia Liberia Resources Liberia Real Estate Libya Forum More Links Guide to Living in Libya Libya Resources Libya Real Estate Liechtenstein Forum More Links Guide to Living in Liechtenstein Liechtenstein Resources Liechtenstein Real Estate Lithuania Forum More Links Guide to Living in Lithuania Lithuania Resources Lithuania Real Estate Luxembourg Forum More Links Guide to Living in Luxembourg Luxembourg Resources Luxembourg Real Estate Luxembourg Luxembourg City Macau Forum More Links Guide to Living in Macau Macau Resources Macau Real Estate Macedonia Forum More Links Guide to Living in Macedonia Macedonia Resources Macedonia Real Estate Madagascar Forum More Links Guide to Living in Madagascar Madagascar Resources Madagascar Real Estate Malaysia Forum More Links Guide to Living in Malaysia Malaysia Resources Malaysia Real Estate Penang Kuala Lumpur Malta Forum More Links Guide to Living in Malta Malta Resources Malta Real Estate Martinique Forum More Links Guide to Living in Martinique Martinique Resources Martinique Real Estate Mexico Forum More Links Guide to Living in Mexico Mexico Resources Mexico Real Estate Ajijic Guadalajara Mazatlan Merida Micronesia Forum More Links Guide to Living in Micronesia Micronesia Resources Micronesia Real Estate Moldova Forum More Links Guide to Living in Moldova Moldova Resources Moldova Real Estate Chisinau Monaco Forum More Links Guide to Living in Monaco Monaco Resources Monaco Real Estate Mongolia Forum More Links Guide to Living in Mongolia Mongolia Resources Mongolia Real Estate Morocco Forum More Links Guide to Living in Morocco Morocco Resources Morocco Real Estate Khemisset Namibia Forum More Links Guide to Living in Namibia Namibia Resources Namibia Real Estate Nepal Forum More Links Guide to Living in Nepal Nepal Resources Nepal Real Estate Kathmandu Netherlands Forum More Links Guide to Living in Netherlands Netherlands Resources Netherlands Real Estate Leiden Tilburg Rotterdam Utrecht New Zealand Forum More Links Guide to Living in New Zealand New Zealand Resources New Zealand Real Estate Wellington Nicaragua Forum More Links Guide to Living in Nicaragua Nicaragua Resources Nicaragua Real Estate San Juan del Sur Granada Nigeria Forum More Links Guide to Living in Nigeria Nigeria Resources Nigeria Real Estate Norway Forum More Links Guide to Living in Norway Norway Resources Norway Real Estate Tromso Kristiansand Stavanger Oslo Oman Forum More Links Guide to Living in Oman

    Original URL path: http://www.expatexchange.com/expat/index.cfm (2016-02-11)
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  • Expat Exchange - Negotiating the Best Expat Package for Your Next International Assignment - expat salary, expat package, relocation package, cost of living adjustment
    performance objectives should be described in detail to avoid misunderstandings Maybe the net income abroad turns out to be less due to higher tax rates If so the salary should be specified as net income to be fully conversant of what will be left Any possible hardships should be considered as well and possibly included in the salary provisions 4 Expat Tax Liability Who will be paying taxes and in which country Will the expatriate become a fiscal resident of the host country or still be liable for taxes in his home country Possibly the allowances and payments will be grossed up by the company to cover tax liabilities Both parties should be aware that benefits i e car housing etc may be considered as taxable income and take the possible consequences i e higher tax rates into account 5 Social Security What provisions does the company make for pension and protection in the case of unemployment Will the expatriate still be enrolled in the national social security system while living abroad Who is in charge to contribute the different social security rates What health insurance will be provided for the expatriate and will it automatically cover his family Maybe social security contributions are compulsory in the host country Even in this case the question arises if contributions in the home country should be made anyhow to keep the expatriate duly protected upon return from the assignment 6 Moving Cost The contract must include details of the reimbursement of moving expenses Will a transportation insurance be granted as well Who will take care of the necessary customs declaration For the convenience of the employer it can be agreed that removal expenses will be reimbursed provided that the amount is eligible from three different and independent offers 7 Housing and Short Term Housing Allowance Many details should be considered when it comes to housing abroad What type of housing will be provided and how long the expatriate and his family will be expected to spend in short term housing should be specified in advance and should be kept in mind by both parties Who is responsible for finding suitable accommodation Both sides should bear in mind that the expatriate is expected to become productive as soon as possible after arrival Time available for house hunting might be limited If the destination country is not too far from your own a home search trip could be convenient Otherwise the employer should consider to reimburse the costs for a real estate agent or relocation service Short term accommodation and the respective payment conditions should be agreed upon as well Important details are how much the interim living allowance will be and what period it covers 8 Transport Will there be a company car provided for the duration of the assignment Will this also include personal use If so the details should be included in the contract Who will be responsible for routine maintenance or for all mechanical problems that the vehicle may develop

    Original URL path: http://www.expatexchange.com/lib.cfm?articleID=1373 (2016-02-11)
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  • Expat Exchange Resource Guide - International Moving Quotes - Moving Overseas - International Moving, International Shipping, Shipping Ocean, International Relocation
    Kenya Kiribati Korea Kosovo Kuwait Kyrgyzstan Laos Latvia Lebanon Liberia Libya Liechtenstein Lithuania Luxembourg Macau Macedonia Madagascar Malaysia Malta Martinique Mexico Micronesia Moldova Monaco Mongolia Morocco Namibia Nepal Netherlands New Zealand Nicaragua Nigeria Norway Oman Pakistan Panama Papua New Guinea Paraguay Peru Philippines Poland Portugal Qatar Romania Russia Rwanda Saint Lucia Saudi Arabia Scotland Senegal Serbia Singapore Slovak Republic Slovenia Somalia South Africa Spain Sri Lanka Sudan Sweden Switzerland Taiwan Tajikistan Tanzania Thailand Trinidad Tob Turkey Turkmenistan UAE Uganda UK Ukraine United States Uruguay Uzbekistan Venezuela Vietnam Yemen Zaire Zambia Zimbabwe Join Sign In Home Country Forums Expat Resources Expat Guides Real Estate International Jobs Home Country Forums Global Forum Expat Resources Expat Guides Real Estate International Jobs Moving Overseas Culture Shock Expat Healthcare Expat Tax Finance FACTA FBAR Expat Blogs Retire Overseas Resources Expat Health Insurance Mail Forwarding Mail Shipping Relocation Auto Shipping Auto Expat Tax Real Estate Agencies Business Services Currency Exchange Education Expat Banking Expat Counseling Expat Finance International Jobs Language Cross Cultural Legal Services for Expats Pet Shipping Travel Insurance Visa Immigration International Moving Quotes Get free quotes from international movers Are you tired of calling up random removal companies to quote for your international move Tired of telling the same story every time We offer you a simple and hassle free solution to plan your move Join Today free Join Expat Exchange to meet expats in your area or get advice before your move It s FREE and takes 1 minute List a Property free Overseas Properties View All Property Listings Chitré Panama Property for Sale Ardfert Co Kerry Ireland Property for Sale Plantanillo Costa Rica Property for Sale Add a free Property Listing or Rental Listing Moving Overseas Culture Shock Expat Healthcare Expat Tax Finance FACTA FBAR Expat Blogs International Jobs Retire Overseas Resources

    Original URL path: http://www.expatexchange.com/rg.cfm?resourceID=10642 (2016-02-11)
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  • Expat Exchange - So You've Just Landed That Exciting Assignment Abroad - Now What? - working abroad, working expat, expat spouse, expat entrepreneur
    aspects of an international move compound the major tasks of making living and moving arrangements The one thing you won t have to worry about is getting paid right Well it s a little more complicated than you might think For example if your employer doesn t make the necessary frequent adjustment your U S salary could be transferred into foreign currency and therefore your day to day spending will be subject to changes in exchange rates Important personal finance considerations like this often get overlooked in the rush of preparation for an international assignment Fortunately for you your company sponsored assignment means you have additional resources at your disposal to help ensure the details of life abroad run smoothly Here are some valuable tips for people who are transferring to offices overseas this summer or at any time of year 1 Consider your human resources team as an advocate not just the authority It s tempting to rely on HR to make your important decisions for you after all they usually know what s best But providing HR personnel with your priorities will help ensure that they work with you to achieve what s best for you and your family First and foremost take steps to ensure the stability of your income abroad Research cost of living information for your home base as well as details about currency rates for the location of your new assignment Ask your HR department to ensure that information like this is taken into account as they draw up your contract and pay package Ask your employer whether your pay will be set up in U S dollars or the local currency or some combination In many cases there are advantages to using a currency expert to lock in a set currency rate to protect your paycheck from currency swings It s called a Regular Payments Abroad RPA program and lets you protect your paycheck from swings in the exchange rate at no transactional fee for the service 2 Take the time to forge financial relationships now that you ll need later Ask HR if your company already has an international banking relationship set up for corporate purposes and whether you can get a personal account set up at the same institution Ask for help finding a tax specialist as well Come April you ll be glad that you don t have to figure out the rules and track down the forms required to pay U S taxes while you re abroad 3 Calculate daily expenses before you go so that you can get a sense of what you ll need to spend in your new country of residence Make your weekly grocery shopping list and go to online sites to calculate your food expenses Do the same for transportation costs like gasoline and other essentials Do you plan to join a gym Are there medications that your spouse requires Does your child plan to continue her violin lessons Measure your estimates against the

    Original URL path: http://www.expatexchange.com/lib.cfm?articleID=2830&clk=ok (2016-02-11)
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  • Expat Exchange - Working Overseas - International Assignments in a Changing World - Moving Overseas - International Living - International Jobs - Expatriate
    like these it is important to establish good and clear communication patterns Involvement of the spouse from the start of the process tends to work best and also having destination service providers provide timely reporting to HR on the status of each move In the case of dual career couples it is extremely helpful in establishing the career prospects of the spouse in the host country Some companies are also now even looking for ways to hire spouses who may be able to slip into available roles Employees who have to leave extended family behind especially aging parents has also become a major factor to contend with Clearly defined explicit and standardised working procedures and quality control mechanisms should be implemented In order to encourage employees to take up an international assignment companies often factor into compensation packages generous allowances for housing schooling cost of living adjustments plus hardship allowances when relocating to developing countries where the challenges of settling in are deemed to be greater Importance of the Look See Visit Employers are also now offering the employee and the spouse a familiarization or a Look See trip to the potential host country to help them during this decision making phase It not only provides the employee and his her family the opportunity of experiencing the country first hand it can be vital in helping them decide whether they will be able to fit into the new culture business and family living situation It helps the employee focus on the finer aspects of the relocation Ideally the preparation for this international assignment should begin eight to twelve months in advance most times this is a luxury This allows the expatriate and his or her family to comprehend what the move will involve It must be understood that open mindedness is the key factor in the success of any relocation Completing Immigration formalities Once an employee has accepted the assignment completion of immigration formalities cannot be ignored More often than not these formalities are assumed to be only a completion of paperwork However it is critical to be aware of the immigration policies in the host country not only from the employee s point of view but also from the entire family s perspective For instance some countries like Singapore do not recognize unmarried defacto partners These partners are therefore not automatically eligible for dependant immigration passes Partners receive long term visit passes which do not permit them to work This situation of the partner being in limbo often causes tremendous stress even causing the couple to return back to their home country In order to reduce such risks companies must prepare assignees well in advance and where possible have all relevant immigration passes and visa approved prior to leaving home The expatriate on assignment The expatriate on assignment is required to deal with the culture shock in the host country ensure that his her family is settling in as best as possible arrange home viewing appointments and is also

    Original URL path: http://www.expatexchange.com/lib.cfm?articleID=2884&clk=ok (2016-02-11)
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  • Expat Exchange - Teaching Abroad - Tips for Evaluating an Offer - Moving Overseas - International Living - International Jobs - Expatriate
    is salary medical insurance housing allowance annual flights On the conditions side there is class size facilities contact hours teaching days in a school year Most of these factors can be taken at face value However if you like to travel and want your work to pay well as I do you may be turning down lucrative positions if you take a salary offer at face value and don t take the cost of living into account For example when I moved to Poland in the late 90s I accepted a job that only paid 900USD a month It doesn t sound like much does it I can tell you I lived well on my money During that year I explored Poland spent Easter in the Czech Republic went skiing in Austria for two weeks started a Masters through distance learning and saved a little as well How did I do this Well the cost of living was quite low in Poland compared to other countries in Europe I regularly had two thirds of my salary left after I d paid all my expenses for the month As I said it s the cost of living that makes all the difference Some countries have a high cost of living and some don t I know that s a clumsy statement but consider this If you were to rent an apartment in Tokyo it would cost you 673USD a month for around 20 m2 That s small In Bangkok you can rent a 44 m2 furnished apartment for 337USD a month I hope you can see that this kind of information is as valuable to your decision making process when accepting a job as the actual salary figure itself When you are evaluating whether a package is worthy of accepting you will be looking at several issues You will probably want to avoid taking a pay cut and here are some tips to help you with your decision making Make a list of the financial commitments you will need to meet while you are overseas When you have shortlisted positions check with the recruiter that the salary offered will enable you to meet them Ensure you know the USD equivalent of the amount you need Go online and check the price of rental properties in the area you will be living in You will be able to assess whether the accommodation allowance will need supplementing from your salary Check the Big Mac Index The Big Mac Index is a surprisingly accurate comparison of cost of living which works on the principal that a McDonalds Big Mac should cost the same in every country It is an excellent way to get a feel for the comparative cost of living in the country you are looking in which you are looking to work You can access the Index here Big Mac Index If you are looking to travel while you are teaching abroad make a travel plan of the countries you want to

    Original URL path: http://www.expatexchange.com/lib.cfm?articleID=2616&clk=ok (2016-02-11)
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  • Expat Exchange - Are You A US Person Thinking Of Accepting A Foreign Assignment? Some US Tax Matters You Should Know Before You Accept! - expat tax, foreign income tax, expatriate tax
    taxpayer back or ahead respectively by those 35 days depending on whether they are expatriating or repatriating This is used as above in partial years abroad where the FEIE is prorated by those days abroad over 365 Therefore using the PPT we may be able extend the period covered by the FEIE using the 35 slide days in a US persons expatriating or repatriating years to increase the amount of the fractional exclusion that we claim on their behalf So it is prudent planning in the expatriating and repatriating years to limit your days back to the US such that we can optimize these 35 slide days to obtain excess FEIE and 2 in transition expatriating years meeting the BFR test may encompass waiting for an full calendar tax year to elapse if using the BFR test per above subsequent to the of US departure prior to filing that years tax return Whereas the PPT test if the qualifications are met may allow for a US tax filing in advance The Foreign Housing Exclusion HE or Deduction HD In addition to the FEIE there is a little known about jewel the Foreign Housing Exclusion HE for employed persons or the Foreign Housing Deduction HD for self employed persons In addition to the above FEIE of 80 000 2006 82 400 there is an opportunity to augment this basic earned income exclusion by an overseas taxpayer s reasonable qualified foreign housing expenses Qualified foreign housing expenses are typically much higher than a taxpayer s taxable employer paid housing income allowance or quarters The nice feature of the HE or HD is that the list of qualified housing costs is very broad and all inclusive rent Fair Market Value FMV of employer provided housing foreign real estate or occupancy taxes TV taxes utilities but not telephone real or personal property insurance key money or other similar nonrefundable deposits paid to secure a lease repairs and maintenance furniture rental temporary living expenses and residential parking This list is quite exhaustive however the truly astounding feature about the HE or HD is that IT DOES NOT MATTER WHO PAYS FOR THESE QUALIFIED HOUSING EXPENSES Regardless of whether you the employee pay directly for these costs or whether your employer directly pays or reimburses you for these above costs these costs are still includable in the HE or HD However these costs may also need to be included in your employment income that is if paid directly or reimbursed by your employer NEW Effective January 1 2006 as amended by IRC Sec 515 of the Tax Increase Prevention and Reconciliation Act of 2005 TIPRA this new law provides for two changes regarding the HE and HD 1 the new base deductible representing the amount that needs to be exceeded before any qualified housing costs are excluded or deducted effective January 1 2006 has risen from 32 59 per day or 11 894 for a full 365 days to 36 12 per day or 13 184 for a full 365 days representing 16 of the amount of the FEIE or 82 400 for 2006 2 Further TIPRA has placed an overall effective cap on the total qualified housing costs eligible for consideration for either the HE or HD at 30 of the FEIE of 82 400 for 2006 or 11 536 30 82 400 24 720 13 184 This cap had not previously existed Further to the ratification of TIPRA the IRS issued IRS Notice 2006 87 which allows for certain cities of 52 countries worldwide with very high housing costs a higher overall exclusion cap effectively overriding the 30 limitation on the FEIE or 24 720 Please consult us on a list of these cities and amounts separately To Be Employed Versus Self Employed SE Generally it is the author s opinion that if you are employed and you go overseas you have a distinct advantage over being self employed SE overseas Although your foreign unreimbursed employee expenses will be excluded from Schedule A without affecting your FEIE conversely all overseas SE persons Schedule C foreign expenses and applicable foreign self employed adjustments on IRS Form 1040 line s 23 32 dollar for dollar reduce the amount of the 80 000 2006 82 400 FEIE available This would also apply to any moving expenses whether employed or self employed in that if claimed and to the extent that they are considered foreign they would reduce the amount of the 80 000 2006 82 400 FEIE available Moves back to the US are NOT considered foreign Additionally as SE all of your net SE income is subject to US FICA Federal Insurance Contributions Act taxes social security 6 2 on the first 90 000 2006 92 400 of wages and Medicare 1 45 on all wages taxes however for SE persons they additionally end up paying for both the employee and employer portions This effectively combines to 15 3 6 2 1 45 7 65 x 2 FICA taxes for all SE persons reporting net income on a Schedule C which is ALWAYS assessable if net income on Schedule C arises Additionally these FICA taxes are NOT subject to the FEIE and always remain assessable However persons employed abroad and NOT on US payroll but instead locally hired are NOT subject to US employee FICA taxes AT ALL They would become subject to the social security tax regime of the respective country in which they work if any There is a way however that SE persons can avoid US FICA SE taxes Any Foreign Controlled Corporation FCC where foreign is non US is deemed to have all of its income earned directly by the controlling US person So the ability for the deferral of income in a FCC is impossible However FCC s have one interesting feature wherein if all of the net income of an FCC is waged out to the controlling shareholder so as to avoid the above deemed income rule those wages would

    Original URL path: http://www.expatexchange.com/lib.cfm?articleID=1747&clk=ok (2016-02-11)
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  • Expat Exchange - Negotiating the Best Expat Package for Your Next International Assignment - expat salary, expat package, relocation package, cost of living adjustment
    or performance objectives should be described in detail to avoid misunderstandings Maybe the net income abroad turns out to be less due to higher tax rates If so the salary should be specified as net income to be fully conversant of what will be left Any possible hardships should be considered as well and possibly included in the salary provisions 4 Expat Tax Liability Who will be paying taxes and in which country Will the expatriate become a fiscal resident of the host country or still be liable for taxes in his home country Possibly the allowances and payments will be grossed up by the company to cover tax liabilities Both parties should be aware that benefits i e car housing etc may be considered as taxable income and take the possible consequences i e higher tax rates into account 5 Social Security What provisions does the company make for pension and protection in the case of unemployment Will the expatriate still be enrolled in the national social security system while living abroad Who is in charge to contribute the different social security rates What health insurance will be provided for the expatriate and will it automatically cover his family Maybe social security contributions are compulsory in the host country Even in this case the question arises if contributions in the home country should be made anyhow to keep the expatriate duly protected upon return from the assignment 6 Moving Cost The contract must include details of the reimbursement of moving expenses Will a transportation insurance be granted as well Who will take care of the necessary customs declaration For the convenience of the employer it can be agreed that removal expenses will be reimbursed provided that the amount is eligible from three different and independent offers 7 Housing and Short Term Housing Allowance Many details should be considered when it comes to housing abroad What type of housing will be provided and how long the expatriate and his family will be expected to spend in short term housing should be specified in advance and should be kept in mind by both parties Who is responsible for finding suitable accommodation Both sides should bear in mind that the expatriate is expected to become productive as soon as possible after arrival Time available for house hunting might be limited If the destination country is not too far from your own a home search trip could be convenient Otherwise the employer should consider to reimburse the costs for a real estate agent or relocation service Short term accommodation and the respective payment conditions should be agreed upon as well Important details are how much the interim living allowance will be and what period it covers 8 Transport Will there be a company car provided for the duration of the assignment Will this also include personal use If so the details should be included in the contract Who will be responsible for routine maintenance or for all mechanical problems that the vehicle may

    Original URL path: http://www.expatexchange.com/lib.cfm?articleID=1373&clk=ok (2016-02-11)
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