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  • Expat Exchange - Eifel - Advice from Expats on ExpatExchange.com
    know the country Did you ever live abroad before you retired abroad Yes we lived in Spain for nine months and Hungary for one and a half years We were making music on the weekends Spain was very good for that but much too hot Hungary was not so good but we played once a month in the local nightclub in Baja South Hungary Living there was not good How long have you lived abroad since you retired abroad Altogether for nine years How many countries other than your home country have you lived in as a retiree three What have been the most challenging aspects of being retired abroad For us while we are a music duo it was playing in other countries and with other audiences and also getting more work Now this has dwindled since we are older What have been the most rewarding aspects of being retired abroad Not having to worry about having enough money to pay all the bills monthly including council tax We were always struggling in England with little chance of good job What would you do differently if you were just starting the retire abroad process We would have gone to a warmer climate and naturally learned the language and have integrated more with the locals What is life like for a retiree in your city and its surroundings Is there an active expat community Cultural Attractions Recreation Nightlife Where we live in the Eifell the expats do not meet up and keep themselves to themselves Maybe in a larger town where I used to work i e Frankfurt am Main there is a busy expat community What residency documents or visas did you need to obtain to retire in your host country How difficult was this process Please describe None I have a German pension and we are in the European Union and with a British passport one can go where one wants Did you buy a home or apartment or rent one Is this a difficult process Please describe We did buy an old house in East Germany Nordhausen and we got very ripped off when trying to sell it We had to practically give it away in order to get rid of it It needed too much work and did not like the locality It s easy to pick up a cheap house in East Germany but then you must do a lot of work on it and as I said selling it again is a no go Financially has living abroad in your host country met your expectations Exceeded them Yes fully we have done well with the costs and can even save a little every month We do live anyway practically but we go often out for meals and days out In UK this would have been difficult with our pensions What are the most important financial considerations for retiring to your host country Not having to feed all our pensions into paying rent How much

    Original URL path: http://www.expatexchange.com/advice/96/46590/3/Germany/Retirement-In-Eifel- (2016-02-11)
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  • Expat Exchange - Friedrichsdorf - Advice from Expats on ExpatExchange.com
    lifestyles location and circumstances These vary considerably so I cannot provide an accurate figure But a ballpark figure for one person to be comfortable would be about 50 000 a year Do you have access to quality medical care Please describe is it close Expensive Medical care in Germany is of the highest order Small towns and villages all have doctors and hospitals are nearby Just a couple of months ago I was hospitalized for an emergency and my local internist just a few steps from my home quickly sent me to the hospital where I was admitted for an emergency operation which turned out to be peritonitis due to perforated appendix The hospital is about 20 minutes away where I was taken by ambulance Everything moved quickly and efficiently from emergency room to surgery etc Being a private patient I have access to chief surgeon who was fantastic and has a great reputation My 7 day hospital stay and care in the hospital not one day too short nor one day too long was superb Over the years I have had several hospital experiences all very positive As my situation was life threatening I consider myself lucky to have been in Germany where I received such prompt and excellent care Is there a lot of crime where you live Please describe No not too much but it does exist Describe available transportation where you live Do you need a car Is there access to safe public transportation For the first 18 months after retirement I did without a car and used public transport bus and commuter trains It s quite doable and requires some planning However having a car affords spontaneity and I got an opportunity to purchase a one year old used car with hardly any miles on it a Toyota Aygo It s a cute little car extremely good on gas I fill up about once a month So I do get more out of life having wheels Is there high speed internet access where you live Definitely Do you have any other thoughts you would like to share about retiring abroad I recommend it People in other countries seem to know HOW to live Surroundings play an important role for me and in Europe one is surrounded by beautiful architecture history and nature For people who are novices about travel and life in a foreign country should take baby steps by first traveling to a desired location and then looking into temporary rentals in different locations before settling on a place Or this could be a way of life without committing for a long time and then experience life in different places One should do some research Almost all countries have expat websites that provide lots of helpful information More Expat Advice about Retiring in Germany Retirement in Eifel Germany Retirement in Friedrichsdorf Germany View all Reports Worldwide Write a Comment about this Expat Report Sign In to post a comment Comments about this Report guest

    Original URL path: http://www.expatexchange.com/advice/96/26554/3/Germany/Retirement-In-Friedrichsdorf (2016-02-11)
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  • Expat Exchange - Granada - Advice from Expats on ExpatExchange.com
    on an imported car or one that is purchased here Nicaragua wants you to move here but that does not make it easy Average time to complete the process is 3 4 months and that assumes you arrive with all of the necessary documentation I have a website that helps answer these questions at www nicaragua guide com Becoming a resident does not affect your USA citizenship Yes you still must pay USA taxes Did you buy a home or apartment or rent one Is this a difficult process Please describe We bought a home but I recommend you rent first for at least six months Not everyone likes it here You do not have to be a resident to buy a home or own a business in Nicaragua It is fairly easy to buy a home but be careful Everyone will try to sell you property and many of them are not stellar examples of character Work with a known real estate agency It is easy to forget to do the normal due diligence when you are looking from your potential property watching the sun set over the ocean Financially has living abroad in your host country met your expectations Exceeded them It is easy to live simply and inexpensively here but it means no more traveling extensively unless you have a good retirement income The question is the lifestyle you want to have What are the most important financial considerations for retiring to your host country We sold everything we had in the states and just kept one domestic bank account to receive any domestic transfers like pension or social security Also for the one credit card we have Nicaragua is a cash society We have no loans or credit card balances and it feels quite good I go to the ATM when I need money and even pay utilities with cash Owning our home eliminates the biggest bill which is the rent Food is the next greatest expense It makes purchase decisions so much easier If we do not have sufficient cash we do not buy it How much can a retiree live on comfortably in your host country Live like a Nica on 500 a month or buy your expansive colonial home and entertain lavishly We find we can live on around 1500 a month but emergencies do happen and that does not include flights back home The world is different now with many things being fairly expensive now like gas flights overseas rising food costs etc We do have concerns on the falling dollar Do you have access to quality medical care Please describe is it close Expensive One of the most modern hospitals in Central America is 45 minutes away We do not have health insurance which will shock many people but the USA is one of very few countries without universal health care We love our doctor who we feel is better than any doctor we have had in the states He speaks English and we trust him completely The office visit is 15 Medical costs are low enough to pay as you go Our prescriptions are less than the co pay amount was in the states How can that be They are the same drugs Is there a lot of crime where you live Please describe It is relatively safe and we have experienced less crime here than in the states We use common sense such as using taxis after dark not driving at night etc Having said that Nicaragua is a poor country and there is more common theft For example if you lay your phone IPod laptop on your table at a restaurant and turn away it will be gone It is important to have good neighbors and to form friendships with them Our home has never been robbed in the past five years here Describe available transportation where you live Do you need a car Is there access to safe public transportation Most expats do not have vehicles and walk everywhere or use a taxi Taxi to anywhere in Granada is 10 cordobas 23 cordobas 1 US dollar We have a SUV and a motorcycle but it would be cheaper to just hire a driver when we needed one Is there high speed internet access where you live How fast is fast enough We enjoy speeds greater than the speeds we had in the states when we left five years ago I just updated it again at a cost of 25 a month and have wifi in my home We do have times when the electricity or water is out As I tell people you can run an Internet business here but if it requires you to be on a 3 hour webinar every day you may have issues Do you have any other thoughts you would like to share about retiring abroad I do have a website to help expats considering Nicaragua at www nicaragua guide com Needs updating but it is a wealth of information We love being overseas More Expat Advice about Retiring in Nicaragua Retirement in Granada Nicaragua View all Reports Worldwide Write a Comment about this Expat Report Sign In to post a comment Comments about this Report guest Sep 19 2011 16 24 Good report And I ve seen the nicaragua guide com several times before and it is super His website is so well organized so easily used and chock full of just about everything you d care to know My income is low so there are few foreign countries that would accept me as a retiree I believe the requirement for income to live in Nicaragua is very low and it is one of the few places where I could qualify So naturally I have to consider Nicaragua for first place I don t trust using ATMs to get money and that can be expensive anyway so I d need to be a permanent resident to get a bank account guest

    Original URL path: http://www.expatexchange.com/advice/96/26634/295/Nicaragua/Retirement-In-Granada (2016-02-11)
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  • Expat Exchange - Jacumá, Conde, Paraiba - Advice from Expats on ExpatExchange.com
    and years How long have you lived abroad since you retired abroad 32 years How many countries other than your home country have you lived in as a retiree 5 What have been the most challenging aspects of being retired abroad Challenging nothing What have been the most rewarding aspects of being retired abroad Cost of living and life style What would you do differently if you were just starting the retire abroad process Do it earlier What is life like for a retiree in your city and its surroundings Is there an active expat community Cultural Attractions Recreation Nightlife Great yes lots of expats here Cultural mostly music shows recreation the beaches parties clubs night life same What residency documents or visas did you need to obtain to retire in your host country How difficult was this process Please describe Permanent visa bit complicated unless you are married and have a Brazilian child Did you buy a home or apartment or rent one Is this a difficult process Please describe Renting house with a huge lot garden US 340 per month Financially has living abroad in your host country met your expectations Exceeded them Yes met maybe not exceeded What are the most important financial considerations for retiring to your host country Cost of living and life style but the devalued dollar has caused problems How much can a retiree live on comfortably in your host country US 800 1 100 Do you have access to quality medical care Please describe is it close Expensive Government health care is fine Is there a lot of crime where you live Please describe Not here if you take care rural Only in the big cities Describe available transportation where you live Do you need a car Is there access to safe public transportation Old folks seniors ride the buses for free fairly decent system I do have a car but ride the bus mostly Is there high speed internet access where you live Yes Do you have any other thoughts you would like to share about retiring abroad Just do it quit wasting time I m happy More Expat Advice about Retiring in Brazil Retirement in Jacumá Conde Paraiba Brazil Retirement in Niteroi Brazil View all Reports Worldwide Write a Comment about this Expat Report Sign In to post a comment Comments about this Report guest Aug 30 2011 05 19 Cultural Attractions Recreation Nightlife There are no CLUBS in Conde MUSIC SHOWS Well yes when your interest is limited to loud music EVERYWHERE Be prepared to wake up at 5am by some lunatic with the specially made music boxes in his car on full blast A pathetic macho thing Admittedly it is not very different from the Latin countries in Europe 40 years ago but where this kind of air Pollution has been finally curtailed Access to Government health plan Sure when you re willing to wait for days to see a specialist along with hundreds and hundreds of others

    Original URL path: http://www.expatexchange.com/advice/96/26549/24/Brazil/Retirement-In-Jacum%C3%A1,-Conde,-Paraiba (2016-02-11)
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  • Expat Exchange - Kharkov - Advice from Expats on ExpatExchange.com
    trouble spots of course What would you do differently if you were just starting the retire abroad process I d definitely recommend learning Russian as quickly as possible Most people here don t speak English only the young people So without some kind of language knowledge it can be difficult to gain any independence I was fortunate in that my wife fronted all the conversation needed whereever we went But it s nice to be independent and the confidence only really comes as knowledge of the Russian language improves Which incidentally is quite a tough language to learn What is life like for a retiree in your city and its surroundings Is there an active expat community Cultural Attractions Recreation Nightlife We socialise with as many family and friends as possible They are always celebrating something or other folk bring lots of food and its a sort of bring and share mentality Expats are rare here There are a lot of foreign students at the Universities but I ve met one American guy one Canadian woman but not English since I ve lived here 18 months It doesn t bother me I don t hanker after the old country It s important not to look back when making this kind of lifestyle change The great thing about the Ukrainian summer is they very much have a European behaviour to night life For example the shops bars cafes restaurants parks all stay open late and people are out until late In England people go home and lock their doors after 8pm it s the British isolationist mentality barring to occasional barbie Ukrainians are far more sociable and friendly People will stop and talk in England if you try talking to a stranger there is immediate suspicion It s a totally different culture What residency documents or visas did you need to obtain to retire in your host country How difficult was this process Please describe I had an initial 90 day visa but then we hurriedly made plans to secure an indefinite stay visa Once you get an I S visa then you can relax stay here as long as you like I was hard work to get the I S going from one department to another getting a plethora of documents together I ll be honest I had to make a contribution to get things moving along quicker But if anyone is planning to stay here long term the I S visa is a must Did you buy a home or apartment or rent one Is this a difficult process Please describe We moved in with my Ukrainian mother in law into her two bed apartment I invested time and money refurbishing the place I agree to pay all the bills which for the three of us averages at 750 uah per month 20 50 We are thinking about buying a house in one of the surrounding villages which is a good option if you drive You can pick up

    Original URL path: http://www.expatexchange.com/advice/96/71501/114/Ukraine/Retirement-In-Kharkov (2016-02-11)
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  • Expat Exchange - Kharkov - Advice from Expats on ExpatExchange.com
    partner Very easy and did not even give first and last month rent only first We have 2 bedrooms furnished nicely flat screen tv high speed internet grocery shopping and parks in immediate vicinity as well as recreational facilities as mentioned above Cost 550 to 600 US per month includes everything except food of course Financially has living abroad in your host country met your expectations Exceeded them I have been very happy with my cost of living here and lifestyle It is much better than I expected What are the most important financial considerations for retiring to your host country mmmmmmmm Not all atm machines recognize my Visa card so I have to remember that A visit to a bank with passport will get money for a fee of 2 or 3 I fill up my visa with a credit balance and keep drawing off of those funds and replenish when I arrive home How much can a retiree live on comfortably in your host country I am not certain but I think that a couple can find an apartment for 300 to 400 month US Live near subway and forget old idea about driving everywhere get some much needed exercise on foot Taxi service is cheap 10 us for a 45 minute ride maximum 15 hour train ride for 10 00 US with sleeping birth Do you have access to quality medical care Please describe is it close Expensive I go to a lab each month for INR and cholesterol blood check for 6 to 7 dollars they e mail me results with all the norms included for comparison Lab is much cleaner and more professionally run than the lab I went to in Canada A doctor visit here may be 10 00 US Is there a lot of crime where you live Please describe I have not heard about any crime but I am sure it exists I walk in well lit parks at night and have not frequented night clubs It seems as safe to me as my neighborhood in Canada There are corrupt peoples and police so I keep a low profile do not speak too much English in the wrong places where I would attract unwanted attention I am in the suburbs and on occasion take the subway downtown Kharkov People have been friendly and helpful when needed even with language difficulties Describe available transportation where you live Do you need a car Is there access to safe public transportation I do not need a car I do need one person to act as translator but these services are readily available here Is there high speed internet access where you live I have high speed for 11 month have had very few interruptions of service and they stem from my d link router I think But I am not certain about that Do you have any other thoughts you would like to share about retiring abroad If you do not mind accepting life and

    Original URL path: http://www.expatexchange.com/advice/96/28143/114/Ukraine/Retirement-In-Kharkov (2016-02-11)
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  • Expat Exchange - La Libertad - Advice from Expats on ExpatExchange.com
    in your city and its surroundings Is there an active expat community Cultural Attractions Recreation Nightlife There is only 1 expat couple living in my community year round The rest is what you make it within the local community What residency documents or visas did you need to obtain to retire in your host country How difficult was this process Please describe Passport birth certificate criminal record from home country and El Salvador Proof of guaranteed pension income local bank account medical from local doctor local address all documents notarized and translated into Spanish process is simple but a Salvadorañ Immigration lawyer simplifies the process Did you buy a home or apartment or rent one Is this a difficult process Please describe Bought a house same process as in Canada have a lawyer make sure everything is done properly Financially has living abroad in your host country met your expectations Exceeded them It has met them I did my homework before the move What are the most important financial considerations for retiring to your host country Open a US bank account to have pension direct deposited Canadian money is useless in SV How much can a retiree live on comfortably in your host country Without an inordinate amount of partying US 650 will keep up the house pool pay utilities food car expenses maid caretaker Do you have access to quality medical care Please describe is it close Expensive A better doctor than I had for the past 30 yrs in Canada runs the FREE clinic in town 10 minutes away Ambulance in our community 3 minutes away Good hospitals in San Salvador 1 hour at a fraction of Canadian prices Is there a lot of crime where you live Please describe Other than some petty theft if you re not vigilant next to none I personally have never had any problems and I ride the chicken buses locally and into the city quite often Describe available transportation where you live Do you need a car Is there access to safe public transportation A car is completely unnecessary There is a direct bus to San Salvador every morning at 05 20 for 60 cents Local bus service to La Libertad 06 00 18 00 every 1 2 hr for 25 cents Regular bus service La Libertad San Salvador 06 00 21 00 every 20 minutes for 60 cents Buses to eastern beaches every 1 2 hr for a quarter In town micro bus service every 10 min for a quarter Tica Bus coaches run a couple times daily to the other CA capitals I have actually travelled from Playa San Diego my community to Peterborough ON Canada by bus Is there high speed internet access where you live Unfortunately not here on the beach but there is in town Do you have any other thoughts you would like to share about retiring abroad Do your homework rent for a year before buying and GO FOR IT More Expat Advice about

    Original URL path: http://www.expatexchange.com/advice/96/66368/41/El-Salvador/Retirement-In-La-Libertad (2016-02-11)
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  • Expat Exchange - Lima - Advice from Expats on ExpatExchange.com
    and its surroundings Is there an active expat community Cultural Attractions Recreation Nightlife It is great here with no lacks or wants What residency documents or visas did you need to obtain to retire in your host country How difficult was this process Please describe Visa very amiable Did you buy a home or apartment or rent one Is this a difficult process Please describe whatever Financially has living abroad in your host country met your expectations Exceeded them Exceeded them What are the most important financial considerations for retiring to your host country you can eat decently How much can a retiree live on comfortably in your host country no comment Do you have access to quality medical care Please describe is it close Expensive no comment Is there a lot of crime where you live Please describe no the cops do not hesitate about busting heads of idiots here Describe available transportation where you live Do you need a car Is there access to safe public transportation good public transportation Is there high speed internet access where you live of course More Expat Advice about Retiring in Peru Retirement in Lima Peru Retirement in Lima Peru View all Reports Worldwide Write a Comment about this Expat Report Sign In to post a comment Comments about this Report guest Mar 21 2012 03 34 People are interested to learn and exchange ideas about Peru This is not a political forum guest Mar 28 2012 02 47 Wow you forget to tell that Trujillo is a permanent spring season has almost the best food in Peru Lima its capital is superior and with your retirement money you can have maid by some dollars to clean your house and take care of you Trujillo Peru is the Capital of Heaven guest May 17 2012 07 14 i have been looking for a place to live were i can eat well with the locals rent being reasonable safety is not a major problem oh yeah friendly locals nice weather is a giant plus Trujillo sounds interesting I have been considering Ecuador but safety problems keep popping up online I try to read between the line but i keep getting mixed messages about Ecuador more then Peru I have lived overseas traveled to a half dozen countries i m hoping to make a good connection here with some accurate information about how life really is in PERU Trujillo for example what you can share that is needed then maybe some recommended E G 0 guest Dec 28 2012 21 42 Well that was really informative pistachio Profile Private Message Jan 23 2013 04 49 Well after having visited Peru many times last June I move here to Trujillo neighborhoods vary but in a good and decent area it is much like urban America fifty years ago except everyone is speaking Spanish ha There is mostly little shops restaurants and owned by moms and pops so it is very personal moving in and out

    Original URL path: http://www.expatexchange.com/advice/96/27017/89/Peru/Retirement-In-Lima (2016-02-11)
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