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  • Weight-loss surgery may hurt romantic relationships | The Financial Express
    between 1990 and 2014 Researchers divided those efforts into two categories First they looked at research on the influence of marriage on weight loss after surgery They then examined the effects of surgery on the quality of the marital relationship Four of six studies that addressed marriage and weight loss showed that the patients who were married lost less weight One of the studies which looked at 180 gastric bypass patients showed that married surgical patients were 2 6 times more likely to have not reached their goal weight a year after surgery Another study showed unmarried patients were 2 7 times more likely to stick with post surgical diet and exercise goals The other two studies in the category showed no connection between marital status and amount lost None of the studies showed better weight loss for married patients When the researchers looked at data on relationship quality in 10 studies they found evidence that some patients marriages appeared to deteriorate after surgery One study found husbands grew more dissatisfied after wives surgery especially if the wife became more assertive The results illustrate the importance of working with the patient s family throughout the surgery process researchers said About 65 per cent of people seeking weight loss surgery are married Several surgical options are now available to obese patients Most of those in the studies underwent gastric bypass in which surgeons create a smaller stomach and bypass part of the digestive tract The findings were published in the journal Obesity Surgery First Published on January 27 2016 6 49 pm Tags Ohio State University Weight Loss Please Wait while comments are loading More on this story Mapmygenome India launches SlimGene for weight loss Ezekiel Elliott runs 246 yards 4 touchdowns as Ohio State wins college championship game OSU and AIIMS launches national facility for regenerative medicine at AIIMS Calculators Tax Calculator House Loan Calculator Financial Planner Inflation Planner Pension Calculator Employee PF Calculator Equity Screener Auto Loan Retirement Plan Savings Investment Guidance Videos BMW 7 series Merc S600 showcased at Auto Expo 2016 Auto Expo 2016 Maruti Suzuki Ignis Baleno RS unveiled Auto Expo 2016 Toyota Innova Crysta MPV makes its India debut Auto Expo 2016 New Hyundai Tucson SUV revealed Galleries IPL 9 auction Market Capitalisation Employment index Vegetable oil import BSE Sensex more PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 New Mahindra cars at the Delhi Auto Expo 2016 In the news PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 India s biotech moment A made in India Zika virus vaccine Sanam Teri Kasam collections at Rs 1 25 cr Valentine s Day booster shot missing New Mahindra cars at the Delhi Auto Expo 2016 From Real Madrid to Chelsea Know the top 10 richest clubs

    Original URL path: http://www.financialexpress.com/article/lifestyle/health/weight-loss-surgery-may-hurt-romantic-relationships/203002/ (2016-02-07)
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  • Zika cases found in European tourists returning from South America | The Financial Express
    said A woman in the Swedish capital Stockholm was diagnosed with the virus in July 2015 the Swedish Public Health Agency confirmed today The symptoms were treated and the woman recovered said Karin Tegmark Wisell head of microbiology at the health agency There is no vaccine or specific treatment for Zika a flu like disease with a rash that goes unnoticed in 70 to 80 per cent of cases Most patients treat the symptoms simply with painkillers and other medication Britain has reported five cases in travellers returning from South America since last year while the Netherlands has confirmed 10 cases also in people returning from the region The virus was first reported in Africa Asia and the Pacific before leaping to the Americas where it has been linked to a jump in the number of babies born with microcephaly or abnormally small heads particularly in Brazil The number of cases of the deformity in Brazil surged from 163 per year on average to 3 893 after the Zika outbreak began last year Forty nine of the babies have died Some 20 Latin American and Caribbean countries have been swept up in the outbreak which has extended as far north as Mexico Travelers have also brought it back to the US states of Florida Hawaii and New York The virus is transmitted by the Aedes aegypti mosquito which also carries dengue chikungunya and yellow fever So far there has been no known cases of local transmission in the US or Europe First Published on January 27 2016 6 34 pm Tags Zika Virus Please Wait while comments are loading More on this story India s biotech moment A made in India Zika virus vaccine War against mosquitoes transmitting Zika virus ifection attracts applause controversy Zika virus scare AP to form help desks at airports sea ports Calculators Tax Calculator House Loan Calculator Financial Planner Inflation Planner Pension Calculator Employee PF Calculator Equity Screener Auto Loan Retirement Plan Savings Investment Guidance Videos BMW 7 series Merc S600 showcased at Auto Expo 2016 Auto Expo 2016 Maruti Suzuki Ignis Baleno RS unveiled Auto Expo 2016 Toyota Innova Crysta MPV makes its India debut Auto Expo 2016 New Hyundai Tucson SUV revealed Galleries IPL 9 auction Market Capitalisation Employment index Vegetable oil import BSE Sensex more PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 New Mahindra cars at the Delhi Auto Expo 2016 In the news PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 India s biotech moment A made in India Zika virus vaccine Sanam Teri Kasam collections at Rs 1 25 cr Valentine s Day booster shot missing New Mahindra cars at the Delhi Auto Expo 2016 From Real Madrid to Chelsea Know the top 10 richest clubs Earthquake in Taiwan

    Original URL path: http://www.financialexpress.com/article/lifestyle/health/zika-cases-found-in-european-tourists-returning-from-south-america/202983/ (2016-02-07)
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  • PHOTOS: How Zika virus infection can spread: From mosquito bites to urine transmission, top 5 points to note | The Financial Express
    virus is potentially transmissible via the two fluids The announcement was made on Friday by Paulo Gavel president of Brazil s world renowned public health research institution Ossa Crud Foundation Fisc Xinhua news agency reported After the warning Brazil s health ministry updated its recommendations adding that people should not share objects of personal use such as toothbrushes and glasses and should wash their hands frequently Image Source Reuters 5 The ministry also warned that the possibility of transmission through fluids does not mean that the efforts to control the proliferation of the Aedes aegypti mosquito which transmits not only Zika virus but also chikungunya fever and dengue should be in any way reduced Image Source Reuters X IPL 9 auction Market Capitalisation Employment index Vegetable oil import BSE Sensex more PM Narendra Modi inaugurates Paradeep oil refinery today Top 10 takeaways in his speech From Real Madrid to Chelsea Know the top 10 richest clubs New Mahindra cars at the Delhi Auto Expo 2016 Earthquake in Taiwan Magnitude 6 4 quake kills 12 over 100 missing scores injured in Tainan Real Madrid s Cristiano Ronaldo 31 soccer star and entrepreneur All you need to know in 8 slides No petrol price cut for you even after oil prices drop from 106 to 26 Top 10 reasons why International Fleet Review 2016 President Pranab Mukherjee reviews naval fleet Snapdeal not to renew its contract with Aamir Khan Skip this Advertisement More from this section IPL 9 auction Market Capitalisation Employment index Vegetable oil import BSE Sensex more PM Narendra Modi inaugurates Paradeep oil refinery today Top 10 takeaways in his speech From Real Madrid to Chelsea Know the top 10 richest clubs New Mahindra cars at the Delhi Auto Expo 2016 Earthquake in Taiwan Magnitude 6 4 quake kills 12 over 100 missing scores injured in Tainan How Zika virus infection can spread From mosquito bites to urine transmission top 5 points to note Real Madrid s Cristiano Ronaldo 31 soccer star and entrepreneur All you need to know in 8 slides No petrol price cut for you even after oil prices drop from 106 to 26 Top 10 reasons why International Fleet Review 2016 President Pranab Mukherjee reviews naval fleet Please Wait while comments are loading Videos BMW 7 series Merc S600 showcased at Auto Expo 2016 Auto Expo 2016 Maruti Suzuki Ignis Baleno RS unveiled Auto Expo 2016 Toyota Innova Crysta MPV makes its India debut Auto Expo 2016 New Hyundai Tucson SUV revealed Galleries IPL 9 auction Market Capitalisation Employment index Vegetable oil import BSE Sensex more PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 New Mahindra cars at the Delhi Auto Expo 2016 OROP implementation table 7th Pay Commission report Budget 2016 to provide Rs 1 10 lakh cr says Arun Jaitley Earthquake in Taiwan Magnitude 6 4 quake kills 12 over 100 missing scores injured

    Original URL path: http://www.financialexpress.com/photos/business-gallery/208298/how-zika-virus-infection-can-spread-from-mosquito-bites-to-urine-transmission-top-5-points-to-note/ (2016-02-07)
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  • Insurance industry seeks hike in tax exemption limit | The Financial Express
    Besides he said government must fast track the Universal Health Schemes and spread it to as many states as possible The government must put a road map for introduction of the Goods and Services Tax GST so that there is clarity on the date on which GST would come in place he said Funds India s Mutual Fund Research Head Vidya Bala said key bills like GST and land need fast approval to pep up the overall business sentiment adding there are steady changes happening at the ground level The impact of various reform initiatives is widely expected to be seen in the next two financial year 2016 18 will then encourage private companies to spend their capital she said First Published on January 31 2016 3 16 pm Tags Insurance Please Wait while comments are loading More on this story PSU general insurers outpace private players in premium collection All you need to know about expired two wheeler insurance Income tax laws and retirement Top 7 empowering points Calculators Tax Calculator House Loan Calculator Financial Planner Inflation Planner Pension Calculator Employee PF Calculator Equity Screener Auto Loan Retirement Plan Savings Investment Guidance Videos BMW 7 series Merc S600 showcased at Auto Expo 2016 Auto Expo 2016 Maruti Suzuki Ignis Baleno RS unveiled Auto Expo 2016 Toyota Innova Crysta MPV makes its India debut Auto Expo 2016 New Hyundai Tucson SUV revealed Galleries IPL 9 auction Market Capitalisation Employment index Vegetable oil import BSE Sensex more PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 New Mahindra cars at the Delhi Auto Expo 2016 In the news PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal

    Original URL path: http://www.financialexpress.com/article/industry/insurance/insurance-industry-seeks-hike-in-tax-exemption-limit/204815/ (2016-02-07)
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  • How to make claims on multiple health policies | The Financial Express
    cashless while the remaining claims would be reimbursed When paying the claim amount your first insurer will make a note of the deductions and sub limits as against the claim amount and then settle the claim Your second insurer will also follow the same process and once it decides on the claim amount it will then deduct the amount that you received from your first insurer Maximising claim process Claim from your group cover first If you have a group cover as well as an individual cover it is better to first approach your group insurer The reason being group policies have less complicated clauses For instance group health cover comes with lower or zero waiting period and pre existing diseases are covered from day one under group health plan unlike individual policies This makes the claim process faster In addition the number of claims made does not impact your future premiums And if you settle the entire claim through your group cover the no claim bonus NCB of your individual cover will not get impacted upon renewal Claim through your old cover first If you have two individual health covers it would be beneficial to leverage your older policy to settle your claim amount the reason being the waiting period for pre existing diseases of your older cover may have reduced with time or is over Opt for a plan with a higher sum assured Buying a health plan with a higher sum assured would not only give you an adequate cover but also save time on paperwork and the claim process Opt for a super top plan With a super top up plan you can make multiple claims in a given year as it covers your hospitalization expenses including all the hospital bills in a policy year Also your insurer will reimburse the claim amount when your claims exceed the deductible limit Having multiple health insurance policies for financial protection during medical emergencies is a step which most of us take However it is imperative for you to understand each policy so that you are aware of its exclusions as this will expedite the claims process The writer is CEO co founder Policybazaar com First Published on January 19 2016 12 03 am Tags Health Insurance Please Wait while comments are loading More on this story There is hardly any country in the world which relied on commercial insurance companies for implementation of UHC Health insurance Things to keep in mind before opting for super top up plans Indian origin entrepreneurs firm hCentive among America s fastest growing companies Calculators Tax Calculator House Loan Calculator Financial Planner Inflation Planner Pension Calculator Employee PF Calculator Equity Screener Auto Loan Retirement Plan Savings Investment Guidance Videos BMW 7 series Merc S600 showcased at Auto Expo 2016 Auto Expo 2016 Maruti Suzuki Ignis Baleno RS unveiled Auto Expo 2016 Toyota Innova Crysta MPV makes its India debut Auto Expo 2016 New Hyundai Tucson SUV revealed Galleries IPL 9 auction Market Capitalisation

    Original URL path: http://www.financialexpress.com/article/personal-finance/how-to-make-claims-on-multiple-health-policies/197617/ (2016-02-07)
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  • Insurance industry is not showing proportionate growth indications | The Financial Express
    the total economic environment Repeating the strategy of the past can produce semblance of growth but cannot propel the industry to such growth as is required to match the growth in the economy as a whole When economy moves faster a new set of strategies aligned to new factors emerging in the environment is required and when the economy grows at slower pace compared to the industry the on going strategies are required to be religiously followed to avoid falling into the trend Therefore today all segments of the insurance business have to register some resurgence propelled by innovative growth engines Every insurer has to introspect whether it has to move faster than the existing pace whether it has to achieve better service efficiency or whether it has to bring in cheaper and more customer friendly products Something has to be done to break away from the status quo characterised by either slow growth or negligible growth Distribution being the most challenging part of the insurance business needs fresh approach Compared to the best of the time for the industry in India seven to eight years ago today he number of distributors number of employees as well as number of offices are far fewer Perhaps the industry could not manage to sustain fast growth in difficult times That was the time when leadership needed to find ways to drive past negative factors with innovative products and distribution strategies I am afraid this scenario may leave the insurance industry behind others in scripting India s growth story Today whatever good developments are happening in India regarding the insurance industry are those happening on the government s initiative Six months ago the Pradhan Mantri Jeevan Jyoti Beema Yojana and Pradhan Mantri Suraksha Bima Yojana were launched taking insurance right to the doorstep of the common man Recently the government decided to launch Bhartiya Krishi Bima Yojana to extend the benefit of crop damage insurance to at least 50 of our farmers About a year ago government had announced raising of ceiling of foreign investment to 49 and an amended Insurance Act was put in place Foreign investment of at least Rs 10 000 crore is expected within a year I believe the best of time for the industry to grow is here and every day lost in effecting the much needed turn around is going to prove very costly for the participating players as well as for the regulator Continuation of the current dull phase may drag the industry out of favour of the policy makers Several other industries may grow faster and contribute substantially to the national GDP The Telecom Sector Skill Council expects 7 lakh new jobs in the sector in next five years Will the Life Insurance Council or the General Insurance Council or even the IRDAI tell us what is the employment generation potentiality of the insurance industry in the next five years The writer is former MD CEO SUD Life First Published on January 19 2016 12

    Original URL path: http://www.financialexpress.com/article/personal-finance/insurance-industry-is-not-showing-proportionate-growth-indications/197619/ (2016-02-07)
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  • XL Catlin applies for reinsurance license in India | The Financial Express
    led to a growing middle class and increased private consumption which in turn benefits the local economy and helps to raise living standards Commenting on the announcement Greg Hendrick XL Catlin s Chief Executive of the Reinsurance segment said I am extremely pleased to have Brendan Plessis our Head of Emerging Markets leading our team effort to establish a business in India The development we re seeing means that the market represents significant opportunities for XL Catlin I believe we have what it takes to respond to the reinsurance needs of companies and brokers in this vast growing economy We find that in India there is a huge desire to have seamless access to reinsurance capacity The local market needs a reinsurer with global scale and technical capabilities with underwriters based locally who understand the risks and can offer breadth of product added Greg Mike McGavick XL Catlin s Chief Executive Officer said The re insurance market in India is primed for development This is the right time for us and getting the right people on the ground offering the right solutions will define our success Traditionally the reinsurance market has been under represented in the region but we are now in a position to be in the first tier of global foreign reinsurers opening owned branches in India Meeting the regulatory requirements is a key priority for us as we move forward to demonstrate our commitment to this growing market added Mike XL Catlin has had service operations in India since opening its first offices there in Gurgaon in 2004 delivering a range of business support services In addition to a representative office in Mumbai XL Catlin also has colleagues spread across offices in Gurgaon and Bengaluru First Published on January 22 2016 7 34 pm Please Wait while comments are loading Calculators Tax Calculator House Loan Calculator Financial Planner Inflation Planner Pension Calculator Employee PF Calculator Equity Screener Auto Loan Retirement Plan Savings Investment Guidance Videos BMW 7 series Merc S600 showcased at Auto Expo 2016 Auto Expo 2016 Maruti Suzuki Ignis Baleno RS unveiled Auto Expo 2016 Toyota Innova Crysta MPV makes its India debut Auto Expo 2016 New Hyundai Tucson SUV revealed Galleries IPL 9 auction Market Capitalisation Employment index Vegetable oil import BSE Sensex more PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 New Mahindra cars at the Delhi Auto Expo 2016 In the news PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 India s biotech moment A made in India Zika virus vaccine Sanam Teri Kasam collections at Rs 1 25 cr Valentine s Day booster shot missing New Mahindra cars at the Delhi Auto Expo 2016 From Real Madrid to Chelsea Know the top 10 richest clubs Earthquake in Taiwan Magnitude 6 4

    Original URL path: http://www.financialexpress.com/article/industry/insurance/xl-catlin-applies-for-reinsurance-license-in-india/200246/ (2016-02-07)
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  • Mahindra Insurance Brokers – First Insurance Broking Company in the World to Achieve the Global Benchmark | The Financial Express
    Insurance Brokers Limited The company long term Vision is To be the first Indian company amongst the Global Top 100 Insurance Brokers in Revenue by 2020 Mahindra Insurance Brokers Limited MIBL is a subsidiary of Mahindra Mahindra Financial Services Limited MMFSL MIBL has a Composite Broking license enabling it to operate as a Direct as well as a Reinsurance broker MIBL is one of the few insurance broking companies in India to have adopted Quality Management systems ISO 9001 2008 certification MIBL is committed to providing value to its customers by understanding their insurance needs and risk profile and providing innovative cost effective customized solutions to ensure total customer satisfaction MIBL role in short encompasses various activities right from risk profiling to claims administration for customers MIBL acts as an intermediary between the customer and the insurance company representing the customer MIBL co ordinates with the insurers and re insurers to get the best rate and the most ideal risk protection cover for their customers As on today the insurance solutions developed by MIBL have reached out to over 150 000 villages and have serviced over 6 million cases in the rural and semi urban markets MIBL vision also goes well beyond the horizon as it sets its eyes on the global market by spreading its wings globally and developing relationships in over 25 countries in reinsurance broking business About Mahindra Mahindra Financial Services Limited Mahindra Mahindra Financial Services Limited Mahindra Finance part of the Mahindra Group is one of India leading non banking finance companies Focused on the rural and semi urban sector the Company has over 3 5 million customers and has an AUM of over USD 5 billion The Company is a leading vehicle and tractor financier and also offers fixed deposits and loans to SMEs The Company has over 1 000 offices across the country and is the first finance Company from India to form a part of Dow Jones Sustainability Index The Companys Insurance Broking subsidiary Mahindra Insurance Brokers Limited MIBL is a licensed Composite Broker providing Direct and Reinsurance broking services Mahindra Rural Housing Finance MRHFL a subsidiary of MMFSL provides loans for purchase renovation construction of houses to individuals in the rural areas of the country The Company has a JV in US Mahindra Finance USA in partnership with De Lage Landen a subsidiary of Rabo Bank for financing Mahindra tractors in US About Mahindra The Mahindra Group focuses on enabling people to rise through solutions that power mobility drive rural prosperity enhance urban lifestyles and increase business efficiency A USD 16 9 billion multinational group based in Mumbai India Mahindra provides employment opportunities to over 200 000 people in over 100 countries Mahindra operates in the key industries that drive economic growth enjoying a leadership position in tractors utility vehicles information technology financial services and vacation ownership In addition Mahindra enjoys a strong presence in theagribusiness aerospace components consulting services defence energy industrial equipment logistics real estate retail steel commercial vehicles and

    Original URL path: http://www.financialexpress.com/article/industry/insurance/mahindra-insurance-brokers-first-insurance-broking-company-in-the-world-to-achieve-the-global-benchmark/196974/ (2016-02-07)
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