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  • Editorial: Making MUDRA work | The Financial Express
    itself from appointments of PSU chiefs through the proposed Banking Board doesn t this run contrary to the philosophy At the centre of the plan lies the credit guarantee scheme run even today under CGTMSE to provide insurance for banks in case the loans to micro and small enterprises go bad In that sense this is similar to the crop insurance schemes the government is pushing the government pays the premium for crop insurance and in case of a crop failure the farmer gets a basic level of protection The problem with CGTMSE and this is where MUDRA with its Rs 20 000 crore corpus needs to come out with a better scheme is that it covers only the principal lent at even a 10 interest rate a Rs 100 loan is worth Rs 161 after 5 years so the current insurance is leaving a large part of the bank s exposure uncovered CGTMSE doesn t cover frauds either so it becomes cumbersome for banks to get their claims in case there is a dispute on whether the default was deliberate or not Also since the principle of sound lending is to align interest rates with risk the riskiest loans carry the highest interest rates it defies economic logic that MUDRA envisages banks lending to micro and small enterprises at the base rate more so since the loans are without any collateral If the government wants lower rates for a section of enterprise it makes more sense to give a direct interest subvention If MUDRA does not address this set of issues the Rs 1 2 lakh crore of lending becomes just another form of directed lending that has contributed to the NPA mess banks are in right now The real test of how well MUDRA works will be when MFIs and small banks start availing of it while lending to micro and small enterprises First Published on October 3 2015 12 08 am Tags Arun Jaitley MUDRA Please Wait while comments are loading More on this story Rs 1 lakh crore disbursed under MUDRA Yojana Narendra Modi Arun Jaitley asks states to step up infra social sector spending Open to idea of separate mechanism for broadcasting cases Arun Jaitley Videos BMW 7 series Merc S600 showcased at Auto Expo 2016 Auto Expo 2016 Maruti Suzuki Ignis Baleno RS unveiled Auto Expo 2016 Toyota Innova Crysta MPV makes its India debut Auto Expo 2016 New Hyundai Tucson SUV revealed Galleries IPL 9 auction Market Capitalisation Employment index Vegetable oil import BSE Sensex more PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 New Mahindra cars at the Delhi Auto Expo 2016 In the news PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 India s biotech moment A made in India Zika

    Original URL path: http://www.financialexpress.com/article/fe-columnist/editorial-making-mudra-work/145000/ (2016-02-08)
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  • Pradhan Mantri MUDRA Yojana: 3 offerings ‘Shishu’, ‘Kishore’, ‘Tarun’ and 5 products in PM Narendra Modi scheme | The Financial Express
    body of individuals food service units repair shops machine operators small industries artisans food processors self help groups professionals and service providers etc in rural and urban areas with financing requirements up to Rs 10 lakh The products initially being launched are as under Sector activity specific schemes such as schemes for business activities in Land Transport Community Social Personal Services Food Product and Textile Product sectors Schemes would similarly be added for other sectors activities 1 Micro Credit Scheme MCS 2 Refinance Scheme for Regional Rural Banks RRBs Scheduled Co operative Banks 3 Mahila Uddyami Scheme 4 Business Loan for Traders Shopkeepers 5 Missing Middle Credit Scheme Equipment Finance for Micro Units First Published on October 2 2015 9 48 am Tags MUDRA Please Wait while comments are loading More on this story Rs 1 lakh crore disbursed under MUDRA Yojana Narendra Modi PM Modi kicks off MUDRA Yojana free LPG connections in Jharkhand Editorial Making MUDRA work Videos BMW 7 series Merc S600 showcased at Auto Expo 2016 Auto Expo 2016 Maruti Suzuki Ignis Baleno RS unveiled Auto Expo 2016 Toyota Innova Crysta MPV makes its India debut Auto Expo 2016 New Hyundai Tucson SUV revealed Galleries IPL 9 auction Market Capitalisation Employment index Vegetable oil import BSE Sensex more PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 New Mahindra cars at the Delhi Auto Expo 2016 In the news PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 India s biotech moment A made in India Zika virus vaccine Sanam Teri Kasam collections at Rs 1 25 cr

    Original URL path: http://www.financialexpress.com/article/industry/banking-finance/pradhan-mantri-mudra-yojana-3-offerings-and-5-products-launched-by-narendra-modi/144770/ (2016-02-08)
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  • Print: Micromax aims to be among world’s top 5 handset companies – The Financial Express - Page 99
    five per cent share in Russia Micromax Senior Vice President International Business Amit Mathur told PTI He added that about 15 20 per cent of overall volume comes from international business The ambition is to be a part of the top five global players in the next 3 4 years We are exploring Middle East and a cluster of countries in Africa that will allow us to quickly expand We will enter these markets in the coming fiscal he said Mathur added that the company will enter markets like Armenia Kazakhstan and Georgia in the Commonwealth of Independent States CIS region According to Gartner Micromax ranked at the tenth spot in June quarter of 2015 with a global market share of 2 2 per cent However it slipped off the top ten tally in the September quarter The research firm is yet to declare the numbers for the December quarter During the July September 2015 quarter the worldwide mobile phone sales to end users totaled nearly 478 million units up 3 7 per cent from the same period in 2014 Samsung Apple Microsoft Huawei and LG were the leading players in the tally In India Micromax is the second largest

    Original URL path: http://www.financialexpress.com/article/industry/companies/micromax-aims-to-be-among-worlds-top-5-handset-companies/208464/99/print/ (2016-02-08)
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  • Micromax | The Financial Express
    without paying royalty Micromax Ericsson patent row Bailable warrants against founders Micromax was not only offender in the patent case filed by Ericsson In September this year upon the plea of the same company the court had asked another domestic handset manufacturer iBall to pay royalty Intex Tech overtakes Micromax in Q3 smartphone sales growth IDC Intex Technologies has overtaken Micromax Informatics by selling more number of smartphones during the July September quarter according to data from International Data Corp Micromax eyes 100 growth for TV business While most of India associates Micromax with smartphones the company is making important strides in the television segment and is already in the top 5 with a 12 5 market share Micromax Canvas Xpress 4G smartphone priced at Rs 6 599 Check out top features specifications more Micromax Canvas Xpress 4G smartphone was launched priced at Rs 6 599 in India on Wednesday and will be available only through domestic e commerce player Flipkart via open sales 1 2 3 4 5 6 7 Editor s Pick How Zika virus infection can spread From mosquito bites to urine transmission top 5 points to note From Real Madrid to Chelsea Know the top 10 richest clubs New Mahindra cars at the Delhi Auto Expo 2016 Videos BMW 7 series Merc S600 showcased at Auto Expo 2016 Auto Expo 2016 Maruti Suzuki Ignis Baleno RS unveiled Auto Expo 2016 Toyota Innova Crysta MPV makes its India debut Auto Expo 2016 New Hyundai Tucson SUV revealed In the news PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 India s biotech moment A made in India Zika virus vaccine Sanam Teri Kasam collections at Rs 1 25 cr Valentine s Day booster shot missing New Mahindra cars at the Delhi Auto Expo 2016 From Real Madrid to Chelsea Know the top 10 richest clubs Earthquake in Taiwan Magnitude 6 4 quake kills 14 over 100 missing scores injured in Tainan Real Madrid s Cristiano Ronaldo 31 soccer star and entrepreneur All you need to know in 8 slides How Zika virus infection can spread From mosquito bites to urine transmission top 5 points to note International Fleet Review 2016 President Pranab Mukherjee reviews naval fleet Asteroid TX68 to pass by Earth on March 5 at 9 000 17 000 km distance NASA Earthquake in Nepal 5 5 magnitude quake injures 15 tremors rock Bihar too Horoscope By Peter Vidal Today 08 Feb This Week 07 Feb 13 Feb Home Markets 2016 02 07 10 49 39 Outlook GDP data Q3 earnings to set market tone GDP IIP and consumer inflation will dictate market movement this week say experts while blue chips SBI and ONGC are also lined up to release their third quarter earnings numbers Sensex end 278 points up on value buying Lupin Vedanta shares surge Top 10 stocks that trended in today s trade Jindal

    Original URL path: http://www.financialexpress.com/tag/micromax/ (2016-02-08)
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  • Microsoft Corporation | The Financial Express
    computer hybrid convertible device in India the first ever time the US based technology company showcased its product in the country Microsoft Surface Pro 4 launched in India priced at Rs 89 990 Technology giant Microsoft has finally brought its Surface range of tablets to the Indian market with the latest version Surface Pro 4 priced at Rs 89 990 onwards Govt open to allowing Microsoft s White Space spectrum on pilot basis The government is open to allowing Microsoft s White Space spectrum on a pilot basis while it has given an in principle approval for a pilot project of Google s Project Loon Microsoft to unveil Surface tablet in India on January 7 Technology giant Microsoft will finally launch its Surface range of tablets in India later this week Microsoft Corp s latest Windows 10 operating system running on 200 mn devices fastest ever adoption rate Microsoft Corp s latest operating system Windows 10 is running on 200 mn devices as reported by the company According to a statement by the company this is the fastest adoption rate of any of its operating systems 1 2 3 4 5 6 7 8 9 10 11 13 Editor s Pick How Zika virus infection can spread From mosquito bites to urine transmission top 5 points to note From Real Madrid to Chelsea Know the top 10 richest clubs New Mahindra cars at the Delhi Auto Expo 2016 Videos BMW 7 series Merc S600 showcased at Auto Expo 2016 Auto Expo 2016 Maruti Suzuki Ignis Baleno RS unveiled Auto Expo 2016 Toyota Innova Crysta MPV makes its India debut Auto Expo 2016 New Hyundai Tucson SUV revealed In the news PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 India s biotech moment A made in India Zika virus vaccine Sanam Teri Kasam collections at Rs 1 25 cr Valentine s Day booster shot missing New Mahindra cars at the Delhi Auto Expo 2016 From Real Madrid to Chelsea Know the top 10 richest clubs Earthquake in Taiwan Magnitude 6 4 quake kills 14 over 100 missing scores injured in Tainan Real Madrid s Cristiano Ronaldo 31 soccer star and entrepreneur All you need to know in 8 slides How Zika virus infection can spread From mosquito bites to urine transmission top 5 points to note International Fleet Review 2016 President Pranab Mukherjee reviews naval fleet Asteroid TX68 to pass by Earth on March 5 at 9 000 17 000 km distance NASA Earthquake in Nepal 5 5 magnitude quake injures 15 tremors rock Bihar too Horoscope By Peter Vidal Today 08 Feb This Week 07 Feb 13 Feb Home Markets 2016 02 07 10 49 39 Outlook GDP data Q3 earnings to set market tone GDP IIP and consumer inflation will dictate market movement this week say experts while blue chips SBI and ONGC are also lined up to release

    Original URL path: http://www.financialexpress.com/tag/microsoft/ (2016-02-08)
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  • Micromax Canvas Fantabulet priced at Rs 7,499 launched; smartphone to be available on Flipkart | The Financial Express
    large 16M colors display with a resolution of 1280 720 pixels and 2 5 mm thick dual box speakers deeply integrated with DTS sound technology making it an entertainment powerhouse for a long lasting audio visual experience with its 3 000 mAh battery The Micromax Canvas Fantabulet smartphone runs on the Android 5 0 Lollipop operating system and also packs a 8 megapixel auto focus rear camera and a 2 megapixel selfie shooter The Micromax Canvas Fantabulet smartphone also offers 8 GB on board memory and a 32 GB expandable memory card First Published on January 13 2016 10 32 pm Tags Micromax Please Wait while comments are loading More on this story Micromax aims to be among world s top 5 handset companies Micromax 2016 set to be year of large smartphone screens videos Micromax YU Yureka top searched phone on Google India in 2015 beats Apple iPhone 6s others Calculators Tax Calculator House Loan Calculator Financial Planner Inflation Planner Pension Calculator Employee PF Calculator Equity Screener Auto Loan Retirement Plan Savings Investment Guidance Videos BMW 7 series Merc S600 showcased at Auto Expo 2016 Auto Expo 2016 Maruti Suzuki Ignis Baleno RS unveiled Auto Expo 2016 Toyota Innova Crysta MPV makes its India debut Auto Expo 2016 New Hyundai Tucson SUV revealed Galleries IPL 9 auction Market Capitalisation Employment index Vegetable oil import BSE Sensex more PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 New Mahindra cars at the Delhi Auto Expo 2016 In the news PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 India s biotech moment

    Original URL path: http://www.financialexpress.com/article/industry/tech/micromax-canvas-fantabulet-priced-at-rs-7499-launched-smartphone-to-be-available-on-flipkart/193528/ (2016-02-08)
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  • Micromax: 2016 set to be year of large smartphone screens, videos | The Financial Express
    if the Goods and Service Tax GST is implemented It also pointed out that e commerce might flatten out and mobile internet ecosystem would grow beyond the 150 200 million smartphone users The massification of smartphones will continue in India to keep on catering to the needs of first time smartphone users and the growth will depend on vernacular usage access costs and penetrating distribution and awareness the findings showed Although the country saw the proliferation of 4G enabled devices 3G and 2G users will continue to co exist over the next few years The auction of LTE 4G centric spectrum in 2016 could make 4G to play a crucial role in building Digital India it noted Samsung and Micromax dominated the handset market last year by ramping up domestic manufacturing Shockingly the study said that in 2016 e commerce websites may flatten out as these platforms will cut back their cash burns However the reach will expand to newer towns The study pointed out that with the wide availability of data network content personalisation and hardware such as large screens smartphones will become a more preferred source for video consumption in 2016 Mobile led services across sectors like entertainment travel healthcare and banking will become mainstay and mobile internet ecosystem will grow beyond the 150 200 million smartphone users The key to this growth will be simplification through relevant services and availability of these in various Indian languages the study said First Published on January 2 2016 6 30 pm Tags Micromax Please Wait while comments are loading More on this story Micromax aims to be among world s top 5 handset companies Micromax Canvas Fantabulet priced at Rs 7 499 launched smartphone to be available on Flipkart Micromax YU Yureka top searched phone on Google India in 2015 beats Apple iPhone 6s others Calculators Tax Calculator House Loan Calculator Financial Planner Inflation Planner Pension Calculator Employee PF Calculator Equity Screener Auto Loan Retirement Plan Savings Investment Guidance Videos BMW 7 series Merc S600 showcased at Auto Expo 2016 Auto Expo 2016 Maruti Suzuki Ignis Baleno RS unveiled Auto Expo 2016 Toyota Innova Crysta MPV makes its India debut Auto Expo 2016 New Hyundai Tucson SUV revealed Galleries IPL 9 auction Market Capitalisation Employment index Vegetable oil import BSE Sensex more PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 New Mahindra cars at the Delhi Auto Expo 2016 In the news PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once Again box office collections soar to Rs 14 85 cr by day 2 India s biotech moment A made in India Zika virus vaccine Sanam Teri Kasam collections at Rs 1 25 cr Valentine s Day booster shot missing New Mahindra cars at the Delhi Auto Expo 2016 From Real Madrid to Chelsea Know the top 10 richest clubs Earthquake in Taiwan Magnitude

    Original URL path: http://www.financialexpress.com/article/industry/tech/micromax-2016-set-to-be-year-of-large-smartphone-screens-videos/186937/ (2016-02-08)
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  • Micromax YU Yureka top searched phone on Google India in 2015; beats Apple iPhone 6s, others | The Financial Express
    MT6752m CPU and 2GB RAM the 5 5 inch 720p high definition display Lenovo A7000 has taken fourth spot in the top 10 list It runs on Android 5 0 Lollipop operating system has 8 megapixel primary and 5 megapixel fixed focus front camera Next is Moto G3 which was launched in mid 2015 It features a 5 inch high definition display with Corning Gorilla Glass 3 Qualcomm Snapdragon 400 processor featuring a 1 4 GHz quad core CPU for seamless multitasking Following Moto G3 was Canvas Sliver 5 Featuring Hollywood actor Hugh Jackman in its ad Micromax claimed that it is the thinnest and lightest phone in the world Running on 64 Bit Qualcomm Snapdragon 410 1 2GHz Quad Core processor and 2GB RAM the phone has 4 8 inch high definition display with Corning Gorilla Glass 3 and 1280 720 resolution It has an eight megapixel Sony autofocus primary camera with wide angle lens 2000mAh battery life 16 GB onboard memory and Android 5 0 Lollipop Featuring eighth on the list Samsung Galaxy J7 was launched in July and the 4G enabled smartphone features a 5 5 inch display 1 5 GHz Octa core processor 1 5 GB RAM 13 megapixel primary camera and 3 000 mAH battery It runs on Android 5 0 Lollipop operating system The Moto X Play comes next with 5 5 inch display 1 7GHz octa core Qualcomm Snapdragon 615 processor assisted by 2GB of RAM 21 MP camera and Android 5 1 Lollipop operating system The last entry Micromax Canvas Spark is a decent option for those on a budget It comes with 4 70 inch 540 960 display powered by 1 3GHz processor alongside 1GB RAM and 8 megapixel rear camera Google s Year in Search offers a perspective on the year s biggest interests major events and hot trends reflecting the aspirations thoughts and imagination of Indians online The Year in Search also included lists of top trending movies personalities and sportspersons among others First Published on December 23 2015 10 35 pm Tags Apple Inc IPhone 6S Micromax Samsung Yu Yureka Please Wait while comments are loading More on this story Micromax aims to be among world s top 5 handset companies Samsung Galaxy A5 A7 smartphones launched today price starts at Rs 29 400 to go on sale from February 15 Apple Airmail a lightning fast mail client for Mac iPhones priced at 4 99 launched Calculators Tax Calculator House Loan Calculator Financial Planner Inflation Planner Pension Calculator Employee PF Calculator Equity Screener Auto Loan Retirement Plan Savings Investment Guidance Videos BMW 7 series Merc S600 showcased at Auto Expo 2016 Auto Expo 2016 Maruti Suzuki Ignis Baleno RS unveiled Auto Expo 2016 Toyota Innova Crysta MPV makes its India debut Auto Expo 2016 New Hyundai Tucson SUV revealed Galleries IPL 9 auction Market Capitalisation Employment index Vegetable oil import BSE Sensex more PM Narendra Modi inaugurates Paradeep oil refinery Top 10 takeaways Sunny Deol starrer Ghayal Once

    Original URL path: http://www.financialexpress.com/article/industry/tech/micromax-yu-yureka-top-searched-phone-on-google-india-in-2015-beats-apple-iphone-6s-others/183233/ (2016-02-08)
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