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  • Punta Gorda Bankruptcy Richard V. Ellis
    market Whatever your special circumstances might be bankruptcy is your Constitutional right and it may be the relief and help that you need Video includes the following information What is bankruptcy Alternatives to bankruptcy Types of bankruptcy What Bankruptcy does NOT wipe out Examples of property you may exempt How do I file a bankruptcy case Meeting of creditors Bankruptcy crimes Court hearings Discharge Do I need a lawyer How

    Original URL path: http://puntagordabankruptcy.com/ (2016-04-30)
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  • Punta Gorda Bankruptcy Richard V. Ellis
    in 1979 and additionally was admitted to Federal practice in the Middle District Court of Florida in 1980 Since being admitted to practice Mr Ellis has focused his practice to the areas of Bankruptcy and Divorce Memberships Grievance Committee in the Twelfth Judicial Circuit Sarasota Bar Association Tampa Bay Bankruptcy Bar Association Sarasota City Planning Board Sarasota City Board of Adjustment Sarasota City Mobile Home Park Advisory Board Mr Ellis

    Original URL path: http://puntagordabankruptcy.com/richardellis.html (2016-04-30)
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  • Punta Gorda Bankruptcy Richard V. Ellis
    different types of Bankruptcy Chapter 7 and Chapter 13 the fee will depend on which chapter of bankruptcy is right for you Most attorneys do free initial consultations During the consultation the attorney will analyze your financial situation make a recommendation of which chapter of bankruptcy is right for you and then quote you a fee 4 Currently the Court filing fee for a Chapter 7 is 299 and for Chapter 13 it is 274 The Court filing fees are usually in addition to the attorney s fee 5 No You have the right to represent yourself in your bankruptcy case However I don t recommend it There are many pit falls which even inexperienced bankruptcy lawyers can fall into Now that the law has changed there are even more mistakes that can be made Therefore it is best to seek the advice and counsel of an experienced bankruptcy attorney who is qualified to guide you through the process 6 In a Chapter 7 Debtors list all their debts and all their assets They are permitted to retain certain exempt property while the remaining assets are liquidated by the trustee The trustee will distribute the funds from the liquidation to holders of claims creditors in accordance with the provisions of the Bankruptcy Code Accordingly potential Debtors should realize that the filing of a petition under chapter 7 might result in the loss of non exempt property However most chapter 7 cases are what we call no asset cases This means that most Debtors will be allowed to keep all of their assets and will then receive a discharge of all their unsecured debts Chapter 13 is designed for individuals with regular income who wish to repay a portion or all of their debt over an extended period of time Chapter 13 may be appropriate for Debtors who seek to retain certain non exempt assets through a repayment plan An attorney will also usually recommend Chapter 13 if you are delinquent on your mortgage payments and wish to save your home if you owe Federal Income Taxes if you have enough disposable income to pay at least 20 of your unsecured debts by making payments over a 3 year period or if you have fraudulently used your credit cards 7 You are only allowed to keep your exempt assets when you file a Chapter 7 Bankruptcy Florida has opted out of the Federal exemptions Therefore we must look to Florida law to determine which assets are exempt Most of the exemptions can be found in Florida Statute Chapter 222 However there are still some federal exemptions which apply to Florida residents and they can be found in 11 U S C 522 d 10 8 Yes Your home is exempt so long as it is your personal residence plus 160 contiguous acres if located outside a municipality or your personal residence plus 2 acre within a municipality 9 Florida law allows each debtor to exempt 1 000 of equity in an

    Original URL path: http://puntagordabankruptcy.com/faq.html (2016-04-30)
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  • Punta Gorda Bankruptcy Richard V. Ellis
    will receive notice in the mail notifying you of your Meeting of Creditors You do have to attend this meeting You should make arrangements to pick up any original documents that are at our office which you will need to take to your Meeting of Creditors Do not give the Trustee any original documents If you filed a Chapter 7 you will have your Discharge papers within 3 months If

    Original URL path: http://puntagordabankruptcy.com/bankruptcytimeline.html (2016-04-30)
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  • Punta Gorda Bankruptcy Richard V. Ellis
    State Senate Online Florida House of Representatives US Bankruptcy Court National Association of Bankruptcy Attorneys American Bankruptcy Institute The Florida Bar Online State of Florida Divorce Guide Johnathan Hausburg Social Security Sarasota RICHARD V ELLIS Of HAUSBURG ELLIS 310 Nesbit Street Punta Gorda FL 33950 PHONE 941 575 9111 FAX 941 351 9804 Free Consultation Day Evening and Weekend Appointments Serving Sarasota Charlotte and Manatee Counties Home Richard V Ellis

    Original URL path: http://puntagordabankruptcy.com/bankruptcylinks.html (2016-04-30)
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  • Punta Gorda Bankruptcy Richard V. Ellis
    you Email Phone Postal Mail Select all that apply use CTRL click to select Please enter your message and or phone number Please be sure to send your address if you would like to receive contact by mail as well as entering your phone number Thank you We will contact you shortly Richard V Ellis View Larger Map RICHARD V ELLIS Of HAUSBURG ELLIS 310 Nesbit Street Punta Gorda FL

    Original URL path: http://puntagordabankruptcy.com/contact.html (2016-04-30)
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